All buyer-side topics: offers, closing, viewing, condos, tax/legal, first-time, toolkit.
Ontario's Vendors and Purchasers Act lets a buyer or seller ask the Superior Court of Justice to settle a title requisition, objection or compensation claim short of a full lawsuit. Here is how it fits a deal's timeline, and how it relates to the standard OREA Form 100.
安省《Vendors and Purchasers Act》(R.S.O. 1990, c. V.2) 第 3(1) 条,允许不动产买卖任一方就产权 requisition/objection、补偿请求或合同引出的其他问题向 Superior Court of Justice 申请裁定(但合同是否存在或有效除外);第 4 条规定合同未约定时的默认规则,及其与 OREA 标准合同 Form 100 的关系。
When a landlord or lender runs your credit in Ontario, two parties owe you something: the one who used the report, and the agency that keeps your file. Here’s exactly what you can ask each — and the 60-day and 3-year clocks that matter under the Consumer Reporting Act.
房东租房、银行按揭都会拉你的信用报告。安省《消费者报告法》给消费者几项权利:查之前要先通知、被拒后 60 天内可要信息来源、可要回含过去 3 年访问记录的档案(原则上免费)、查自己不影响分数、发现错误可更正。security freeze 挡不住房东为租房审批查你的信用。
欠 CRA 的税款会在卖房成交前的 execution search 里冒出来吗?会——经《所得税法》s.223 认证、联邦法院登记(等同判决)、memorial 省内登记,对你名下财产形成 charge,通常须从售房款中清偿或取得解除。它与在先已登记按揭的先后顺序,看这一篇。
Before you build a dock, dredge a swim area or fill part of an Ontario shoreline, two things decide what you can do: who owns the lakebed, and whose work permit you need. Here is how ownership and approval work on Ontario waterfront — and how to check both before you buy.
买安省滨水房,门前的水面和河床未必属于你。安省 Beds of Navigable Waters Act 默认可通航水体的河床仍归 Crown;在岸线动工还要 work permit。本文拆开「河床归谁」与「岸线活动谁批」两层,帮你搞清买前该查什么。
A large-lot luxury home in Aurora Estates costs far more to run than the mortgage payment: property tax, insurance, grounds and snow, big-house systems, and your own time. Here is how to judge whether your household can comfortably carry one — not just qualify for it.
Arthur Zhao · Real Estate Broker
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