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Condo Buyer Guide

公寓专题:Status Cert、物业费、condo board、condo vs freehold。 Status certificates, maintenance fees, condo board reviews, condo vs freehold.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection
Condo Buyer Guide

Selling a Condo in Ontario? Here’s Who’s on the Hook for the Status Certificate — and What Happens If a Special Assessment Lands Between Signing and Closing

Who actually orders and pays for a condo status certificate in Ontario, the seller or the buyer? Under Condominium Act s.76 any person can request one, the corporation must deliver within 10 days, and the fee is capped at 100 dollars including tax. In the standard OREA agreement the buyer requests it and the seller consents. This seller-side guide covers the representations you sign in clauses 7, 13 and 15, your duty to notify the buyer if a special assessment lands before closing, the buyer's right to walk, and whether to order a certificate before you list.

Aug 4, 2026
Condo Buyer Guide

Is a Studio / Bachelor Condo Worth Buying? The Real Math on Resale, Rent and Financing

Is a Toronto studio/bachelor condo a smart buy? A broker breaks down the thin resale pool, lagging appreciation, and lender minimum-size rules (~400-500 sqft), plus investor vs. end-user math.

Jul 10, 2026
Condo Buyer Guide

Studio / 开间公寓到底还能不能买?转手、出租和贷款的三笔账

多伦多 studio/开间公寓值得买吗?拆解转手买家池、升值滞后、部分银行面积下限(约400-500尺)三大风险,以及投资自住两套算法。

Jul 10, 2026
Condo Buyer Guide

Condo Maintenance Fees, Explained: What They Cover, What’s Reasonable per Sq Ft, and Why They Rise

What Ontario condo maintenance fees cover, reasonable GTA $/sqft ranges, why an underfunded reserve triggers special assessments, and how to read a status certificate before you buy.

Jul 10, 2026
Condo Buyer Guide

Condo 管理费到底交的是什么?多少钱一平尺算合理、为什么年年涨

安省 Condo 管理费包含什么、GTA 合理的每平尺范围、储备基金不足为何触发特别摊派、如何读 status certificate。Arthur Zhao 结合真实成交讲清楚。

Jul 10, 2026
Buying

Toronto Co-op Apartments Explained: Cheaper Than a Condo, Much Harder to Finance

A plain-English guide to Toronto/Ontario co-op (co-operative) apartments: you own shares plus an occupancy right, not title like a condo; governed by the Co-operative Corporations Act, not the Condominium Act; why banks won't give a normal mortgage; share loans and board approval; what the maintenance fee really covers; resale liquidity and the price discount. Source: Ontario Co-operative Corporations Act / Legal Line / CHF Canada.

Jul 6, 2026
Condo Buyer Guide

多伦多 Co-op(合作公寓)为什么又便宜又难贷款:和 Condo 的本质区别

多伦多/安省 Co-op 合作公寓完整指南:你买的是公司股份+居住权而非产权、受《合作社法》而非《公寓法》管辖、为什么大银行不给按揭要走 credit union 股份贷款、董事会面试审批、维护费包含底层贷款和地税、转售折价与流动性。来源:安省《合作社公司法》/ Legal Line / CHF Canada。

Jul 6, 2026
Buying

The Condo Status Certificate: The $100, 10-Day Document That Tells You If the Building Is Financially Healthy

The Ontario condo status certificate: the statutory $100 fee, 10-day rule, what's inside (reserve fund, special assessments, litigation), red flags, and why to go conditional.

Jul 5, 2026
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