	      Category	    

Closing & Conditions

交割与条件：firm、押金、贷款条件、验房条件、产权保险、律师 closing。 Going firm, deposits, financing conditions, home inspection, title insurance, lawyer closing.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection

	      Closing & Conditions	    

The New-Build Cost Buyers Miss: Development Charges and Levies in Ontario

Development charges and levies are the most overlooked cost of buying a new-build or pre-construction home in Ontario. According to the City of Toronto (2025), the DC on a two-bedroom condo is $80,690 per unit. Here's how DCs, education levies, Tarion fees, hook-up charges and HST work — and why you must cap levies in the contract.

	      Jun 28, 2026	    

	      Closing & Conditions	    

买楼花最容易被忽略的成本：development charges（市政发展费）和各种 levies

买新房楼花，development charges（市政发展费）和各种 levies 是最容易被忽略的成本。According to City of Toronto (2025)，多伦多一个两房 condo 的发展费高达 $80,690/套。本文讲清发展费、教育费、Tarion 费、水电接驳费和 HST，以及为什么要在合同里把 levies 封顶。

	      Jun 28, 2026	    

	      Closing & Conditions	    

Is Your Pre-Construction Deposit Safe? Deposit Structure & Tarion Protection (2026)

Are the tens of thousands you put down on a pre-construction home safe? A guide to deposit structure and Tarion deposit protection for condos (Condominium Act trust + up to $20,000 from Tarion) and freehold homes (up to $60,000 / $100,000), plus the new April 1, 2026 rule requiring freehold buyers to notify Tarion within 45 days.

	      Jun 25, 2026	    

	      Closing & Conditions	    

买楼花的定金安全吗？定金结构与 Tarion 定金保护（2026 新规）

买楼花交的几万定金安全吗？详解楼花定金结构、公寓与独立屋的 Tarion 定金保护额度（公寓 Condominium Act 全额信托 + Tarion 最高 2 万；独立屋最高 6 万/10 万），以及 2026 年 4 月 1 日起独立屋买家须 45 天内通知 Tarion 的新规。

	      Jun 25, 2026	    

	      Buying	    

The Home Buyer’s Deposit in Ontario: How Much, Who Holds It, What If It Fails

Buying in Ontario: how much is the deposit, who holds it, and can you get it back if the deal dies? A guide to typical GTA deposit amounts, the brokerage trust account, RECO consumer deposit insurance (up to $200,000 per claim), and what happens to the deposit on a failed deal.

	      Jun 25, 2026	    

	      Closing & Conditions	    

买房的定金（Deposit）：给多少、谁保管、deal 黄了怎么办

在安省买房，定金（deposit）给多少？由谁保管？deal 黄了能拿回吗？详解 GTA 常见定金比例、信托账户规则、RECO 消费者押金保险（最高 20 万/笔），以及成交失败时定金的去向。

	      Jun 25, 2026	    

	      Closing & Conditions	    

Interim Occupancy & Occupancy Fees on Pre-Construction Condos

What are interim occupancy and occupancy fees on an Ontario pre-construction condo? A guide to the three components of the occupancy fee, its statutory basis, how long it can last, and why this money doesn't pay down principal or build equity.

	      Jun 24, 2026	    

	      Closing & Conditions	    

楼花的过渡占用期与 Occupancy Fee：钱花了却还没拿到产权

安省楼花的 interim occupancy（过渡占用期）和 occupancy fee（占用费）是什么？详解占用费的三部分构成、法定计算依据、能持续多久，以及为什么这段时间交的钱不还本金、不形成净值。

	      Jun 24, 2026	    