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Closing & Conditions

交割与条件:firm、押金、贷款条件、验房条件、产权保险、律师 closing。 Going firm, deposits, financing conditions, home inspection, title insurance, lawyer closing.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection
Closing & Conditions

卖房后想多住几周再搬:卖方占用(Rent-Back)协议在安省怎么谈才不踩雷

卖房后想多住几周?「卖方占用协议」(rent-back / lease-back / occupancy licence)在安省的关键不在名字。安省《住宅租赁法》(RTA)对 tenancy agreement 的定义本就包含「占用许可」,叫许可不等于自动豁免。本文讲清占用费两种计价逻辑、最常被忽略的保险空档、买方贷款人的自住要求、押金 holdback,以及逾期不搬为什么是最危险的一段——是否受 RTA 管请咨询地产律师。

Jul 25, 2026
Closing & Conditions

Pre-Construction Condo Assignment Sales in Ontario: The Complete Buyer and Seller Guide

A complete Ontario guide to pre-construction condo assignment sales: builder consent and fees, deposit and occupancy math, the 2022 CRA GST/HST rule, business income vs capital gain, and the real risks for assignor and assignee.

Jul 10, 2026
Closing & Conditions

The Tarion New Home Warranty in Ontario: The 1-, 2-, and 7-Year Coverage Explained

A GTA buyer's guide to Ontario's Tarion new home warranty: what the 1-, 2-, and 7-year tiers each cover, deposit protection limits (up to $100,000 freehold, $20,000 condo), delayed-closing compensation (up to $7,500, $150/day), the 30-Day and Year-End forms, and how it works with the builder's HCRA licence. Source: Tarion / HCRA.

Jul 5, 2026
Closing & Conditions

安省新房保修 Tarion 全解:1年、2年、7年三层保障,以及押金与延迟交付赔偿

安省 Tarion 新房保修完整指南:1年、2年、7年三层保障各自覆盖什么、押金保护上限(自住独立屋最高10万、公寓最高2万)、延迟交付赔偿(最高$7,500含每日$150)、30天表与年终表、以及与建商HCRA牌照的关系。来源:Tarion / HCRA。

Jul 5, 2026
Buying

Buyer Closing Costs in Ontario: A Complete Breakdown, With a Real $1M Toronto Example

Ontario buyer closing costs: provincial + Toronto land transfer tax, first-time rebates, legal, title insurance, the 8% PST on CMHC premiums, with a worked $1M example.

Jul 5, 2026
Closing & Conditions

The Ontario New-Home PDI: How One Hour Before Possession Protects Your Tarion Warranty for 7 Years

A complete guide to the Pre-Delivery Inspection (PDI) for a new or pre-construction home in Ontario: what the PDI is, a room-by-room checklist, how to document it, and the Tarion 1-, 2-, and 7-year warranty timeline with Initial and Year-End forms. By Arthur Zhao.

Jul 4, 2026
Closing & Conditions

过户前最后验房(Final Walkthrough):安省二手房交割前你必须走的一步

安省二手房过户前的 final walkthrough 全攻略:OREA 合同赋予买家交割前看房的权利、验房时间点、逐房间检查清单(家电/水电/暖气/家具去留),以及发现问题时的 holdback 与减价补救办法。

Jul 4, 2026
Buying

The Home-Buying Deposit in Ontario: How It Differs From the Down Payment, the 24-Hour Rule, and Trust Accounts

Your Ontario home-buying deposit isn't your down payment. Learn how they differ, the GTA-typical ~5%, the OREA 'Upon Acceptance' 24-hour delivery rule, accepted forms like certified cheque and bank draft, how the deposit is held in trust, and when it can be forfeited.

Jul 4, 2026
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