Commercial

Can You Sever Your Farm? The Minimum Distance Separation (MDS) Formula Decides Before Planning Staff Do

How Ontario's Minimum Distance Separation (MDS) formula governs farm severances before a planner ever reviews the file: MDS I vs MDS II, the Building Base Distance F = Factor A × B × D × E, why Factor B uses your neighbour's POTENTIAL herd (2× or 3×, capped at 300/450/600 NU), and why the Type A (1.1) to Type B (2.2) switch doubles the setback. Sourced to OMAFRA Publication 853.

农地能不能分割？Minimum Distance Separation（MDS）公式先于你的分割申请说了算

安省农地分割（consent / severance）的先决门槛：OMAFRA 的 Minimum Distance Separation（MDS）公式。MDS I 与 MDS II 的区别、建筑基准距离 F = Factor A × B × D × E 怎么算、动物单位与「潜在扩建容量」为什么把距离推远、Type A（1.1）与 Type B（2.2）为什么直接翻倍。农地买家与投资者必读。

Commercial Property Insurance: All-Risk vs Named Perils, and Who’s on the Hook for Tenant Coverage

How commercial property insurance is actually structured in Ontario: why all-risk vs named perils is really a burden-of-proof question, what business interruption and rental income coverage do, how landlord and tenant policies split a single building, what additional insured and waiver of subrogation actually do, and how a coinsurance clause cuts your payout on a partial loss. Based on IBC definitions and Royal Host (2018 ONCA 467).

商业物业保险：All-Risk 和 Named Perils 差在哪，租客保险条款谁该管

安省商业物业保险结构完全指南：Named Perils（列明风险）与 All-Risk（一切险）的举证责任差异、Business Interruption 与租金收入损失、房东保楼壳 vs 租客保装修货物、additional insured 与 waiver of subrogation、co-insurance 共保条款如何按比例打折赔付。依据 IBC 口径与 2018 ONCA 467 判例。

Commercial Ground Leases: Why Banks, Tenants and Landowners All Sign a 60-Year Contract

A practical guide to commercial ground leases in Ontario: how the landowner, developer and lender each protect themselves, why terms run 20-99 years, how a leasehold interest gets mortgaged, why lenders demand the remaining term exceed amortization by 5 years, Ontario's Planning Act 21-year consent threshold, land transfer tax on leases that can exceed 50 years, and reversion at expiry.

商业地产的地上权租约（Ground Lease）：为什么银行、你和地主要签一份 60 年的合同

安省商业 Ground Lease（地上权租约）完全指南：地主、开发商、贷款方三方结构，租期为什么长达 20-99 年，leasehold interest（租赁权益）怎么抵押融资，银行为什么要求「剩余租期 ≥ 摊还期 + 5 年」，安省 Planning Act 的 21 年门槛与 50 年以上租约的土地转让税，以及到期还原（reversion）。商业开发商与投资者必读。

Industrial Warehouse Due Diligence: Clear Height, Loading Docks & Power Capacity Decide Who Can Lease It

A practical due-diligence guide to industrial and warehouse property in Ontario: how clear height is actually measured, dock-high vs grade-level doors, verifying power (amps, voltage, phase), slab load and column grid, trailer yard depth, plus the loading-space dimensions mandated by Toronto Zoning By-law 569-2013 Chapter 220.

工业仓储物业尽调：净空高度、装卸货位和电力容量决定这栋厂房能租给谁

安省工业仓储物业尽职调查完全指南：净空高度（clear height）怎么量、dock 高位门与 drive-in 平地门的区别、电力容量（安培/电压/相位）怎么核、地面承重与柱距、拖车场地深度，以及多伦多分区细则 569-2013 第 220 章对装卸位的强制尺寸要求。工业物业买家必读。