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Tax, Legal & TRESA

税法与监管:HST、土地转让税、律师费、BRA、TRESA、RECO。 HST, Land Transfer Tax, lawyer fees, BRA, TRESA reform, RECO rules.

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Tax, Legal & TRESA

推销员上门签的合同,十天内还能反悔吗?安省《消费者保护法》的上门推销冷静期

上门推销员当面签的合同,十天内确实能无理由反悔,但不是所有上门合同都能退。本文按安省《消费者保护法》讲清三个决定成败的限定:什么算上门直销合同、金额门槛、以及十天从收到合同副本起算;并说明供应商没给合同时可退一年的后备权。

Sep 17, 2026
Tax, Legal & TRESA

If Your Lawyer Takes Your Closing Money: What the LSO Compensation Fund Actually Does

Ontario closing funds flow through your lawyer's trust account. If a lawyer dishonestly takes them, the Law Society of Ontario Compensation Fund is a discretionary last resort — not insurance. What it covers, the two-year deadline, the 12–24 month process, and how it differs from RECO deposit insurance and the Land Titles Assurance Fund.

Sep 15, 2026
Tax, Legal & TRESA

律师卷款潜逃:安省法律协会赔偿基金到底能帮你追回多少钱?

安省房产交割资金要经过律师信托账户,极少数情况下律师会挪用或卷走。本文讲清 Law Society of Ontario 赔偿基金(Compensation Fund)这条救济路径:它是最后手段而非保险、赔付限于律师实际被取走的金额、有两年申请时限,以及它和 RECO 定金保险、Land Titles Assurance Fund 这另外两条路各管哪个环节。

Sep 15, 2026
Tax, Legal & TRESA

Selling a Home With a Heritage Conservation Easement on Title: What the Buyer’s Lawyer Will Find

Selling an Ontario home with a registered heritage conservation easement on title? A buyer’s lawyer will find it in the title search. Here’s how an easement differs from a heritage designation under the Ontario Heritage Act, what these agreements commonly restrict, and how to prepare as the seller.

Sep 11, 2026
Tax, Legal & TRESA

Ontario Tree By-laws: Why Cutting Down a Tree on Your Own Property Can Require a Permit

In Toronto you need a municipal permit to remove a tree 30 cm or wider on your own property — and cutting one without it risks a fine up to $100,000 per tree. Here’s how the rules work, what’s exempt, and why buyers should check a lot before making an offer.

Sep 10, 2026
Tax, Legal & TRESA

想砍自家院子里的那棵树,为什么还得先向市政府申请许可?

在多伦多,砍掉自家院子里一棵直径 30 厘米以上的树,需要先申请市政许可,违规最高每棵罚 10 万加元。这条附例是市政级的、各市门槛不同(密西沙加只要 15 厘米)。本文讲清许可门槛、怎么量、什么情况免许可、罚款量级,以及买家在出价前该怎么评估地块能不能加建、挖泳池、拓车道。

Sep 10, 2026
Tax, Legal & TRESA

Local Improvement Charges in Ontario: How a Council Vote Becomes a Line on Your Property Tax Bill

A local improvement charge on an Ontario property tax bill is your share of one municipal project — sewers, a road, sidewalks, streetlights — apportioned only to the owners along that stretch. Here is how a council vote becomes a priority lien, and how a buyer finds it before closing.

Sep 9, 2026
Tax, Legal & TRESA

安省「地方改善费」:市政给你家门口修下水道、铺马路,账单为什么加进了地税单

家门口修了下水道、铺了路,地税单上凭空多出一笔 local improvement charge?这不是收错。本文讲清安省地方改善费的机制:为什么由沿线受益业主按 frontage 分摊、为什么它具 priority lien status 会随房转移、以及买家怎样在 title search 与 tax certificate 里提前查出来。依据 O. Reg. 586/06 与《Municipal Act, 2001》。

Sep 9, 2026
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