Seller: Listing & Staging
卖房·上市与 staging：上市协议、定价、staging、照片、选择上市经纪。 Listing agreements, pricing, staging, photos, choosing a listing agent.
You Gutted and Rebuilt It, Now You’re Selling: When a Resale Home Can Become a Taxable “New” House
Rebuilt the inside of an Ontario house and now selling? Follow three hypothetical sellers through the Excise Tax Act — the owner who renovated to live there, the flipper, and the flipper who moved in — to see when a resale home sale is exempt and when HST can apply.
把房子掏空大翻新后再卖，这笔交易会不会要收 13% HST？「实质性翻新」与「建商」身份
在安省把旧房掏空大翻新后再卖，要不要收 13% HST？按 Excise Tax Act，关键是两道闸：翻新是否达到「实质性翻新」（排除地基、外墙、承重墙、楼板、屋顶、楼梯后，其余部分 90% 以上被拆换），以及卖家是不是在做生意的「建商」。自住翻新与翻房生意的结果完全不同，所得税的炒房规则也不会自动替你决定 HST。
Sold, Moved Out, Closing in Three Weeks: Is Your Empty House Still Insured?
Sold your Ontario home and moved out before closing? Under OREA Form 100 section 14 the house is still your risk. Three things that can go wrong in an empty house, who carries each one, and where a home policy can refuse to pay.
房子卖了、人先搬走，等交房这几周房子空着：你的房屋保险可能已经不赔了
安省卖房后先搬走、等交房期间房子空着，出事谁负责？OREA Form 100 第 14 条规定交房前风险仍在卖家；而保险能不能赔要看你的保单——Insurance Act 法定条件 4（适用于火灾保障部分）要求对风险有实质影响的变化及时书面通知保险公司，空置天数则写在各自保单的条款里。本文拆开这两层，给出搬家前后该做的几件事。
Selling a Home Bought with the First-Time Home Buyer Incentive: Five Decisions to Make Before You List
Bought with the First-Time Home Buyer Incentive between 2019 and 2024 and now thinking of selling? Your sale price, not the original incentive, sets the repayment, within an 8% per year cap (and, for agreements signed from June 1, 2022, a matching floor). Here are the five decisions to settle before listing: early repayment, pricing, buyer type, porting or buyouts, and closing timelines.
当年用首次购房激励（FTHBI）买的房，现在要卖：政府那份共享产权按什么数还？
2019 至 2024 年用联邦首次购房激励（FTHBI）买房、现在准备出售？卖房会触发全额还款。据 CMHC，还款额按出售时市值乘以当初的 5% 或 10% 计算，一般以买卖合同成交价为准，升值部分最多按激励额每年 8% 单利封顶；2022 年 6 月 1 日或之后签约的，跌价时另有 8% 下限。本文用 CMHC 官方例子算一遍，并列出至少提前 10 个工作日通知的还款流程。
Selling Your Ontario Home When You Owe the CRA: How Your Sale Proceeds Get Paid Out
If you owe the CRA and sell your Ontario home, the debt is paid out of your sale proceeds in a set order. A mortgage registered before the CRA’s memorial is cleared first, the CRA’s registered charge ranks behind it under Income Tax Act s.223(6), and what remains is yours. Here is how the closing-day waterfall actually works.
Selling Your Home in a Consumer Proposal or a Bankruptcy in Ontario: Who Controls the Sale and Where the Equity Goes
A consumer proposal and a bankruptcy answer three questions about selling your Ontario home very differently: who controls the sale, where the equity goes, and what your mortgage lender can still do.
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