Seller: Listing & Staging
卖房·上市与 staging:上市协议、定价、staging、照片、选择上市经纪。 Listing agreements, pricing, staging, photos, choosing a listing agent.
Selling a Home Bought with the First-Time Home Buyer Incentive: Five Decisions to Make Before You List
Bought with the First-Time Home Buyer Incentive between 2019 and 2024 and now thinking of selling? Your sale price, not the original incentive, sets the repayment, within an 8% per year cap (and, for agreements signed from June 1, 2022, a matching floor). Here are the five decisions to settle before listing: early repayment, pricing, buyer type, porting or buyouts, and closing timelines.
当年用首次购房激励(FTHBI)买的房,现在要卖:政府那份共享产权按什么数还?
2019 至 2024 年用联邦首次购房激励(FTHBI)买房、现在准备出售?卖房会触发全额还款。据 CMHC,还款额按出售时市值乘以当初的 5% 或 10% 计算,一般以买卖合同成交价为准,升值部分最多按激励额每年 8% 单利封顶;2022 年 6 月 1 日或之后签约的,跌价时另有 8% 下限。本文用 CMHC 官方例子算一遍,并列出至少提前 10 个工作日通知的还款流程。
Selling Your Ontario Home When You Owe the CRA: How Your Sale Proceeds Get Paid Out
If you owe the CRA and sell your Ontario home, the debt is paid out of your sale proceeds in a set order. A mortgage registered before the CRA’s memorial is cleared first, the CRA’s registered charge ranks behind it under Income Tax Act s.223(6), and what remains is yours. Here is how the closing-day waterfall actually works.
Selling Your Home in a Consumer Proposal or a Bankruptcy in Ontario: Who Controls the Sale and Where the Equity Goes
A consumer proposal and a bankruptcy answer three questions about selling your Ontario home very differently: who controls the sale, where the equity goes, and what your mortgage lender can still do.
正在走消费者建议或破产,还能卖掉安省的自住房吗?
正在走消费者建议或破产,还能卖安省的自住房吗?破产会把房子处置权依法转归受托人(trustee),消费者建议则不会——两种程序对「房子归谁处置、净值去哪」的结构差别,以及为什么该先问持牌破产受托人(LIT),而不是先挂牌。
Can an Old Title Problem Still Come Back to Bite You? Ontario’s Limitations Act and Real Property Claims
The Limitations Act’s two-year and fifteen-year periods are usually not the clock that governs an old land claim in Ontario. Here is how the Real Property Limitations Act and the Land Titles system decide whether an old lien, easement or debt secured on land can still be pursued — and why an expired period never means a title problem simply disappears.
产权上那个几十年前的老问题,现在还能被追究吗?安省《时效法》与房产纠纷的年限真相
很多人以为产权上几十年前的老问题「过了 2 年或 15 年就没事了」——但安省《Limitations Act, 2002》s.2(1)(a) 把土地相关程序排除在外,走的是 RPLA 另一套年限;且 Land Titles 制度下占有再久也对抗不了登记业主。正确的问题不是「过了多久」,而是「哪一类主张、哪套登记制度」。
The Seller Left Their Belongings Behind After Closing — What an Ontario Buyer Can Actually Do
A fact that catches most Ontario buyers off guard: the standard agreement promises vacant possession, but it never requires the seller to leave the home clean or to clear out their belongings — that protection exists only if you add a clause. Here is what the OREA form does and doesn't cover, and the moves that actually work.
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