	      Category	    

Closing & Conditions

交割与条件：firm、押金、贷款条件、验房条件、产权保险、律师 closing。 Going firm, deposits, financing conditions, home inspection, title insurance, lawyer closing.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection

	      Closing & Conditions	    

The Buyer’s Deposit Cheque Bounced. Can I Keep the Deposit and Walk? Read This Before You Do Anything

When a buyer's deposit cheque bounces in Ontario, a seller has three real moves — paper the NSF in writing, demand cure in certified funds on a deadline, and let a lawyer characterize the bounce before acting — and none of them come from the contract. The OREA Agreement of Purchase and Sale has no bounced-cheque clause at all; it fixes who holds the deposit, the 24-hour delivery window, and that time is of the essence, then stops. Broker Arthur Zhao maps what a seller can do, what the form does and does not cover, and why the leverage here is procedural, not contractual.

	      Aug 23, 2026	    

	      Closing & Conditions	    

Deposit Frozen in Trust After a Deal Falls Apart? How Ontario’s Interpleader Process Unfreezes It

Your Ontario deal collapsed, both sides claim the deposit, and it’s stuck in the brokerage’s trust account. Broker Arthur Zhao walks through the interpleader process step by step: why TRESA bars the brokerage from simply paying it out, why a mutual release (OREA Form 122) is tried first, how the deposit holder applies to the Superior Court under Rule 43 to pay the funds into court and let a judge decide, and why “the seller always keeps the deposit” is a myth. Costs and timing vary; this is process education, not legal advice — consult a licensed Ontario lawyer.

	      Aug 13, 2026	    

	      Closing & Conditions	    

定金卡在信托账户谁都拿不到？安省 Deposit Interpleader 争议解决全流程

交易失败、买卖双方都主张定金归自己，钱卡在经纪公司信托账户里谁都拿不到——怎么办？安省持牌经纪 Arthur Zhao 讲清争议定金的解决程序：为什么 TRESA 下经纪公司无权私自放款、先试 OREA Form 122《相互解除协议》、谈不拢时经纪公司如何依《民事诉讼规则》Rule 43 向法院提起 interpleader（把定金交存法院、由法官裁定归属），以及为什么「定金一定归卖方」是过度简化。费用与时长因案而异，本文为程序科普非法律意见，请咨询安省执业律师。

	      Aug 13, 2026	    

	      Closing & Conditions	    

卖家在交割前突然去世——已签的买卖合同还有效吗，谁来完成这笔交易

卖家在签了买卖合同、交割前突然去世，这笔交易还算数吗？谁来完成过户？安省持牌经纪 Arthur Zhao 拆解这个夹在中间的场景：合同通常不因卖家去世而失效（普通法原则），履约义务转由遗产承担；但能否顺利交割，取决于房子怎么持有（联名走生存者取得、不进遗产）以及要不要等 Certificate of Appointment（probate）。文中含遗产管理税、多受托人须全体签字、买家的延期与定金选项，并附安省官方来源。本文不构成法律意见。

	      Aug 11, 2026	    

	      Closing & Conditions	    

Moving Out the Right Way in Ontario: The N9 Notice, the Deposit You Already Spent, and the Inspection That Doesn’t Exist

Here's what catches Ontario tenants off guard on move-out: there is no damage deposit and no legal move-out inspection, so the burden of proving the unit's condition is entirely on you — document it before you hand back the keys. This guide also covers the N9 notice (60 days, ending on the last day of a rental period), how your last month's rent deposit and its yearly interest are settled (2.1% for 2026), and how to sublet or assign if you need to break a fixed term early. Sourced throughout, and written for tenants who would rather get it right than argue later. Verified 2026-08-05.

	      Aug 5, 2026	    

	      Closing & Conditions	    

卖公寓谁负责提供最新的 Status Certificate：安省《公寓法》给卖方的义务，交割前的风险藏在这里

卖公寓时 status certificate 到底谁申请、谁付钱？安省《公寓法》s.76 规定任何人都可申请、管理公司须 10 天内提供、费用上限 100 加元含税；标准 OREA 合约里由买方申请、卖方同意。本文站卖方视角讲清你在第 7/13/15 条做了哪些陈述与承诺、签约到交割间冒出新 special assessment 时你的通知义务与买方的撤销权，以及多重报价下该不该提前备好证书。

	      Aug 4, 2026	    

	      Closing & Conditions	    

父母的房子有 CHIP 反向按揭，卖房时怎么解押？子女必看的交割节奏与提前还款罚金

父母的房子上有 CHIP 反向按揭，卖房时怎么解押？会不会拖延交割？这篇从子女替父母操作的执行视角讲清楚：怎么尽早向银行要 payout（还款/解押）statement、提前还款罚金怎么算及去世与搬入长期护理两种豁免、银行估价如何拖慢交割、律师需要提前多久启动，以及父母已过世时 executor 该怎么办。关键提醒：唯一有约束力的金额是银行出具的 payout statement，不是任何博客上的数字。

	      Aug 3, 2026	    

	      Closing & Conditions	    

买家签了合同却没交割，卖家还欠地产经纪佣金吗？安省佣金触发条件讲清楚

买家签了 APS 却没能交割，安省卖家是否还欠上市经纪佣金？据 OREA Form 200（Revised 2025）第 2 条原文与加拿大最高法院 Liebig 案，结果取决于是谁导致不成交、以及你的佣金条款措辞。本文讲清触发逻辑，非法律意见。

	      Jul 31, 2026	    