	      Category	    

Tax, Legal & TRESA

税法与监管：HST、土地转让税、律师费、BRA、TRESA、RECO。 HST, Land Transfer Tax, lawyer fees, BRA, TRESA reform, RECO rules.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection

	      Real Stories	    

Selling a Home With Unpermitted Renovations in Ontario: What Surfaces at Closing

Selling a home with unpermitted work in Ontario? How title searches, open permits, work orders, insurance and appraisals expose it at closing, plus a seller's disclosure duty and three options.

	      Jul 10, 2026	    

	      真实案例故事	    

没有 building permit 的装修，卖房时会踩哪些坑？

无 building permit 的装修卖房前必读：买方产权检索、open permit、work order、保险与贷款如何暴露问题，卖家披露义务与三条补救路径。

	      Jul 10, 2026	    

	      Tax, Legal & TRESA	    

楼花转让（Assignment）全攻略：买家与卖家都必须搞懂的流程、费用与税务

安省楼花转让（assignment）完整指南：建商同意与转让费、订金与占用期算账、CRA 2022 年 GST/HST 新规、利润按生意收入还是资本利得课税，买卖双方风险全解。

	      Jul 10, 2026	    

	      Selling	    

Adjusted Cost Base & Capital Improvements: How Good Records Cut Your Tax When You Sell a Rental or Cottage

A Canadian guide to Adjusted Cost Base (ACB) and capital improvements on a rental or cottage: what ACB is, capital improvement vs current expense and CRA's tests, how a higher ACB lowers your capital gain, the capital gains inclusion rate confirmed at 50% for 2026 (the 2/3 proposal was cancelled March 2025), the CCA recapture trap, and keeping receipts for ownership + 6 years. Source: CRA (2026).

	      Jul 8, 2026	    

	      Buying	    

Buying a Heritage-Designated Property in Ontario: Permits, Grants, and What You Can (and Can’t) Change

An Ontario guide to buying a heritage property (Ontario Heritage Act): listed vs designated, Part IV (individual) vs Part V (conservation district), the 90-day heritage-permit decision window, that only the heritage attributes named in the by-law are protected, 10%–40% property-tax relief and ss.39/45 restoration grants, and how Bill 23 / Bill 200 require listed properties to be designated by January 1, 2027 or fall off the register. Sources: Ontario.ca / Toronto.ca / Gowling WLG (2026).

	      Jul 8, 2026	    

	      Tax, Legal & TRESA	    

在安省买度假屋 / 湖边别墅：融资、井水化粪、路权和那个最容易被忽略的资本利得税

安省买度假屋 / 湖边别墅完全指南：Type A（四季）5% 首付 vs Type B（季节性）10% 首付、CMHC 一般不保季节性 cottage、井水化粪 OBC Part 8 尺寸按卧室数、岸线路权（Shore Road Allowance）66 英尺你可能不拥有、水患保险受限、以及自住豁免只能一处的资本利得坑。来源：CRA / CMHC / Ontario.ca（2026）。

	      Jul 8, 2026	    

	      Selling	    

Selling an Inherited Property in Ontario: Probate, Estate Administration Tax, and the Deemed Disposition

A complete guide to selling an inherited home in Ontario: probate and the Certificate of Appointment of Estate Trustee, the $15-per-$1,000 Estate Administration Tax, the deemed disposition at death and the stepped-up cost basis, the principal residence exemption, the timeline, and the trustee's steps to list and sell. Sources: Ontario, CRA.

	      Jul 5, 2026	    

	      Tax, Legal & TRESA	    

在安省卖掉继承来的房子：遗嘱认证（probate）、遗产管理税与「视同出售」全流程

在安省卖出继承房产的完整指南：遗嘱认证（Certificate of Appointment of Estate Trustee）、按$15/千的遗产管理税、去世时的视同出售与成本「垫高」、自住房豁免、时间线与遗产受托人的挂牌步骤。来源：安省政府、加拿大税务局。

	      Jul 5, 2026	    