	      Category	    

买家 · Buyer

All buyer-side topics: offers, closing, viewing, condos, tax/legal, first-time, toolkit.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection

	      Tax, Legal & TRESA	    

Who Owns the Water in Front of Your Ontario Waterfront Property — and Who Approves Work on the Shore

Before you build a dock, dredge a swim area or fill part of an Ontario shoreline, two things decide what you can do: who owns the lakebed, and whose work permit you need. Here is how ownership and approval work on Ontario waterfront — and how to check both before you buy.

	      Sep 25, 2026	    

	      Tax, Legal & TRESA	    

买安省滨水物业，门前那片水和河床到底归不归你？

买安省滨水房，门前的水面和河床未必属于你。安省 Beds of Navigable Waters Act 默认可通航水体的河床仍归 Crown；在岸线动工还要 work permit。本文拆开「河床归谁」与「岸线活动谁批」两层，帮你搞清买前该查什么。

	      Sep 25, 2026	    

	      Buyer Toolkit & Reference	    

The True Cost of Owning a Large-Lot Home in Aurora Estates — and How to Know You Can Carry It

A large-lot luxury home in Aurora Estates costs far more to run than the mortgage payment: property tax, insurance, grounds and snow, big-house systems, and your own time. Here is how to judge whether your household can comfortably carry one — not just qualify for it.

	      Sep 25, 2026	    

	      Buyer Toolkit & Reference	    

买 Aurora Estates 大地块豪宅前，先算清 closing 之后的持有成本

买 Aurora Estates 大地块豪宅，真正的开支在 closing 之后——地税、保险、景观、除雪、屋顶、窗户、HVAC、泳池、装修和时间。看清「银行批得下」为什么不等于「养得起」。

	      Sep 25, 2026	    

	      Tax, Legal & TRESA	    

Ontario’s New Multi-Residential Tax Class: Why Newer Rental Buildings Can Carry a Lighter Tax Line

Ontario's new multi-residential property tax class gives a rental building an allowable tax-ratio range of 1.0 to 1.1 for up to 35 taxation years, taxing newer purpose-built rentals close to the residential rate. Which buildings qualify (building permit on or after April 20, 2017, seven or more units), how it differs from ordinary multi-residential and from condos, and what to check when you own or buy one.

	      Sep 24, 2026	    

	      Tax, Legal & TRESA	    

Ontario Tax-Sale Surplus: Who Can Claim the Leftover Money Before the 10-Year Deadline

After an Ontario tax sale, a claim to the leftover surplus can be filed no sooner than 90 days and no later than 10 years after it is paid into the Superior Court of Justice. Creditors and the former owner can apply; after 10 years, it forfeits to the Crown.

	      Sep 24, 2026	    

	      Tax, Legal & TRESA	    

地税拍卖多卖的钱去哪了？安省 Municipal Act 剩余价金：谁能领、怎么领、10 年不领归王室

安省地税拍卖成交价高过欠税时，多出来的余款默认不归市政：先按法定顺序付给债权人和原业主，须在缴存法院后 10 年内申请，逾期归安省王室，只有 $250 以下才归市政。附 Municipal Act 第 380 条要点与领取流程。

	      Sep 24, 2026	    

	      Buyer Toolkit & Reference	    

Aurora Estates vs Hills of St. Andrew: How to Compare Aurora’s Two Top-End Neighbourhoods

Aurora Estates’ benchmark sits about $139,000 above Hills of St Andrew’s — yet Hills grew far more over ten years. Using TRREB’s August 2026 benchmarks, here’s what the neighbourhood numbers can and can’t tell a buyer, and how to compare actual properties instead.

	      Sep 24, 2026	    