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Rental: Landlord · Oct 6, 2026 · 14 min read
📖 Rental

Tenant Damage in Ontario: Build the Record First, Then Choose N5 or N7, Then Claim the Repair Bill

Which notice you serve depends on what you can prove about how the damage happened. Getting paid for the repair is a separate application with its own deadline.

Arthur Zhao · Broker · AZ Real Estate Partners · 2026-10-06
Quick Answer

When a tenant damages an Ontario rental, what decides whether the landlord serves an N5 or an N7?

It depends on what your evidence can support. If you can prove the damage was caused deliberately, an N7 under RTA s.63 is available: the termination date can be as early as the 10th day, and there is no window for the tenant to fix it. If you can prove the damage was undue and was wilful or negligent, but you are not sure you can prove it was deliberate, the N5 under s.62 is the notice the LTB points you to: at least 20 days, and the tenant can void it by repairing or paying within 7 days. Either way, a claim for the repair money is its own application under s.89.

Source: Residential Tenancies Act, 2006, S.O. 2006, c. 17, ss. 62, 63, 89 (Ontario e-Laws, consolidation from September 21, 2026); Landlord and Tenant Board, Instructions: N5 Notice (updated September 21, 2026).

I’m Arthur Zhao, a real estate broker in Toronto. Picture this: the tenant in the basement suite of your house phones to say water is coming through her ceiling. You go upstairs, nobody is home, and the bathtub has overflowed. Before anyone mentions an LTB form, the facts you collect that evening already shape a lot of what follows.

The Residential Tenancies Act doesn’t ask how upset you are or how big the bill looks. The sections on damage point to a few specific things you have to show: whether the damage is undue, who caused it, whether it was careless or deliberate, and what a reasonable repair costs. Your answers decide which notice fits, how long the process takes, and whether the tenant gets a chance to put things right. Below, I go through it in the order you actually live it, starting the day you find the damage.

Day 0: record the damage, who was there, and a repair estimate

→

Decide what you can prove: careless or deliberate

→

Serve the notice your evidence supports (N5 or N7)

→

File Form L2 within the time the notice allows

→

Claim repair costs under s.89 (L2 if the tenant is still in the unit, L10 if they have moved out)

Day 0: the record you make before you decide anything

Whatever notice you end up serving, the LTB’s own forms tell you what it will want to see. The N7 instructions ask you to describe who caused the problem (the tenant, another occupant or a guest), the dates and times it happened, what happened, and who was affected. The L2 instructions ask you to explain the damage and how you worked out the cost, item by item, and say you can use estimates if the work isn’t done yet.

So on the day you find it, a useful record looks like this:

  • dated photos of the damage and of the area around it
  • written notes on when you learned about it, from whom, and who was living in or visiting the unit
  • anything the tenant said or wrote about how it happened
  • a written repair or replacement estimate for each item

According to the LTB Rules of Procedure (Rule 19.1), every party must give the other parties and the Board copies of all documents, pictures and other evidence they plan to rely on at least 7 days before the case management hearing or hearing. Anything you don’t write down on Day 0 is hard to put in front of the Board later.

Three questions the wording of the Act puts to you

Sections 34, 62, 63 and 89 of the Residential Tenancies Act are each built from the same few elements. Taken in order, they become three questions. Answer them honestly from your Day 0 record before you pick a form.

1

Is this undue damage, caused by someone the tenant answers for?

Section 34 makes the tenant responsible for repairing undue damage caused by the wilful or negligent conduct of the tenant, another occupant of the unit, or a person the tenant permitted in the residential complex. That is the same group of people named in s.62(1), s.63(1) and s.89(1), so damage done by a guest counts.

The word that limits all of this is undue. The LTB’s L2 instructions say it directly: “Normal wear and tear is not considered undue damage.” The Act and the instructions don’t list what counts as wear and tear, so this article doesn’t either. If what you are looking at is the ordinary ageing of a unit people live in, none of the damage provisions apply.

2

Can you prove it was deliberate, or only that it was careless?

Under s.62(1), damage caused wilfully or negligently supports a notice. Under s.63(1)(a), only damage caused wilfully supports the shorter notice. The LTB is blunt about what that means at the hearing. The N7 instructions say that if you file a Form L2 based on wilful damage, “you will be expected to prove at the hearing that the tenant … caused the damage wilfully (in other words, that the person deliberately caused the damage). If you cannot prove the damage was wilful your application will be dismissed.” The N5 instructions give the other side of that: “If you are unsure whether you can prove to the Landlord and Tenant Board (LTB) that the damage was done wilfully, you should use the N5 Notice.”

Back to the overflowing bathtub: nothing in that record so far shows anyone meant to flood the basement. On those facts the evidence supports carelessness, not intent, and that points to an N5.

Section 63(1)(b) is a third route: using the unit in a way that is inconsistent with residential use and that causes, or can reasonably be expected to cause, damage significantly greater than what an N5 or a wilful-damage N7 requires. That also goes on the N7.

ℹ️If you can’t yet tell whether the damage was deliberate, the LTB’s instructions on both notices point the same way: the N5 covers wilful or negligent damage, while an N7 for wilful damage will be dismissed if you can’t prove intent.

3

What does a reasonable repair actually cost?

The word “reasonable” appears in both places that money comes up. An N5 must require the tenant to repair the damage or pay the landlord’s reasonable costs of repairing it, or to replace it or pay reasonable replacement costs if repair isn’t reasonable (s.62(2)(c)). A compensation order under s.89(1) also covers reasonable costs the landlord has incurred or will incur. The N5 form asks you to fill in the amount. The L2 asks for the cost of each repair or each replaced item. A written estimate from Day 0 is what lets you put a figure on either form and defend it.

How the notice you serve sets the clock

Once the evidence has pointed you to a form, the deadlines come from the Act:

  • N5 (s.62): the termination date can be no earlier than the 20th day after the notice is given. The tenant has seven days after receiving it to repair, replace or pay, or to make arrangements satisfactory to you to do so. If they do, the notice is void (s.62(3)). You cannot apply to the Board before that seven-day period ends (s.70). The N5 instructions put it as “starting on the 8th day”.
  • N7 (s.63): the termination date can be no earlier than the 10th day. Section 63(3) says the s.62 repair-or-pay requirement and the voiding rule do not apply, and the N7 instructions say you can apply “immediately after giving the notice”.
  • Both: the Form L2 must be filed no later than 30 days after the termination date in the notice (s.69(2)).

When you count the days, the LTB’s notice instructions say not to include the day you give the notice, to add five days if you mail it, and to add one business day if you send it by courier.

One more difference comes at the end of the process. Section 84 says that when the Board makes an eviction order based on an N7-type notice (s.63, 65 or 66), it must ask the sheriff to expedite enforcement. That is subject to the Board’s power in s.83 to refuse an eviction or postpone it, which still applies to every eviction application.

💡 My personal view: if your main goal is to get the damage paid for, I’d treat the N5’s seven-day window as the quickest way to that money, not as something standing in the way of an eviction. It is the only one of the two notices that puts a specific dollar amount and a 7-day deadline in front of the tenant (s.62(2)(c)). It also lets you accept a payment arrangement you’re comfortable with (s.62(3)). Under an N7, any money waits until the Board makes an order under s.89. This is a judgment about priorities, not a rule. If the facts clearly show deliberate damage and ending the tenancy is the real goal, the N7 exists for that.

The repair bill runs on its own track

Section 89 is separate from both notices. A landlord can apply for an order that a tenant or former tenant pay reasonable repair or replacement costs if, while they were in possession, they, another occupant or someone they let in wilfully or negligently caused undue damage. Proving carelessness is enough for the money, even if it wouldn’t support an N7.

  • Tenant still in the unit: you can apply on Form L2. The L2 instructions say no notice is required beforehand if you are claiming damage compensation and not asking to end the tenancy. You can also claim it in the same L2 as an eviction.
  • Tenant has moved out: the L2 can’t be used. The L2 instructions point to Form L10, Application to Collect Money a Former Tenant Owes, where the tenant moved out on or after September 1, 2021 and less than a year ago. That date is when the current s.89 came into force (2020, c. 16, Sched. 4, s. 21).
  • Deadline: under s.89(1.1), you apply while the tenant is in possession, or no later than one year after they stopped being in possession.

The rent deposit isn’t a damage fund. Section 105(1) says the only security deposit a landlord may collect is a rent deposit under s.106, and s.106(10) requires it to be applied to the rent for the last rent period before the tenancy ends. Where the Board orders both payment under s.89 and termination, s.89(2) has it set off the rent deposit and any interest owed on it against the amount the tenant must pay. Collecting on a money order once you have one is a separate process.

⚠️The one-year limit starts when the tenant leaves, not when you find the damage. Under RTA s.89(1.1)(b), an application against a tenant no longer in possession must be made no later than one year after they ceased to be in possession. If you only discover damage at turnover or later, that time is already running.

Sidebar: the two N7 grounds that aren’t about damage

The N7 form also covers two reasons unrelated to property damage, both with a termination date no earlier than the 10th day:

  • s.66, safety: an act or omission of the tenant, an occupant or their guest that seriously impairs, or has seriously impaired, anyone’s safety, where it happens in the residential complex.
  • s.65, live-in landlord: available only to a landlord who lives in a building with not more than three residential units, where the tenant’s side substantially interferes with the landlord’s reasonable enjoyment of the building or another lawful right, privilege or interest.

Tampering with smoke alarms is one situation where the safety ground and the N5 can both come up. The related reading below covers that.

If something happens again within six months

Section 68 gives a landlord a stronger second notice. If you served a notice under s.62, 64 or 67 (the N5 grounds), and more than seven days but less than six months later a new ground arises under s.60, 61, 62, 64 or 67, you can serve a notice with a termination date no earlier than the 14th day. The N5 instructions say this second N5 can’t be voided and that you can apply as soon as you’ve served it, provided the first N5 gave the tenant seven days to correct the problem. An N7 (s.63, 65 or 66) is not one of the earlier notices listed in s.68(1)(a). An N6 for illegal acts is a separate notice with its own rules.

Frequently Asked Questions

Q

Is my tenant responsible if their guest damaged the unit?

A

Yes, if the damage is undue. RTA s.34 makes the tenant responsible for undue damage caused by the wilful or negligent conduct of the tenant, another occupant, or a person the tenant permitted in the residential complex. The same group is named in the N5 (s.62), N7 (s.63) and compensation (s.89) provisions.

Q

Can I keep the last month’s rent deposit to pay for the damage?

A

No. Under RTA s.105(1), the only security deposit an Ontario landlord may collect is a rent deposit under s.106, and s.106(10) requires it to be applied to the rent for the last rent period before the tenancy ends. If the Board orders both repair costs and termination, s.89(2) has the deposit and its interest set off against what the tenant owes.

Q

How long do I have to file with the LTB after serving an N5 or N7 for damage?

A

The Form L2 must be filed no later than 30 days after the termination date in the notice (RTA s.69(2)). With an N5, you also can’t file until the 7-day remedy period has ended (s.70), so the LTB instructions say to start on the 8th day. With an N7, you can file immediately after serving it.

Q

The tenant offered to pay for the repair in instalments. Does that cancel my N5?

A

It can. Under RTA s.62(3), an N5 is void if, within seven days of receiving it, the tenant does the repair or payment the notice requires or makes arrangements satisfactory to the landlord to do it. Whether an instalment plan is satisfactory is your decision, so put whatever you agree to in writing.

Q

What evidence should I bring to an LTB hearing about tenant damage?

A

The L2 instructions ask you to describe the damage and itemize what each repair or replacement costs, and they allow estimates if the work isn’t done yet. The N7 instructions also ask who caused it, when, and what happened. Under LTB Rule 19.1, you must give the other parties and the Board copies of all documents, pictures and other evidence at least 7 days before the hearing.


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