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买商业地产必看:什么是Reliance Letter?
没有这份信,Phase 1 ESA报告就是废纸 ↓
购买商业物业时,环境调查报告(Phase 1 ESA)是标配。但很多买家不知道:如果报告不是委托给你的,你在法律上无权依赖它。 这时候就需要Reliance Letter——一份低成本、高价值的法律文件。
Reliance Letter(信赖函)是由原来委托做ESA报告的环境顾问公司签发的,把报告的法律使用权扩展给第三方 (通常是买方、贷款银行、投资人)。有了这份函,第三方可以像报告原始委托人一样依赖其内容,并在报告有错误时有权追责顾问。
加拿大法律明确:环境顾问对报告的责任仅限于原始委托方。如果你没有Reliance Letter而依赖了卖家提供的ESA报告,日后发现污染,你可能无法向顾问公司追偿。 银行在批贷款时通常也会要求贷款方持有针对该银行的Reliance Letter,否则拒绝以报告为尽职调查依据。
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费用对比:Reliance Letter vs 重做报告
Reliance Letter费用:$300–$500 (由原始顾问公司签发)
重新委托新的Phase 1 ESA:$2,000–$5,000+ ,且需要2–4周时间,可能影响交易节奏。
Phase 1 ESA报告有效期:180天 。超过一年必须重做。超过6个月但未满一年,通常需要更新(Phase 1 Update),费用约$800–$1,500。
在商业地产的APS(Agreement of Purchase and Sale)中,建议加入条款:
“Seller to provide Reliance Letter(s) from environmental consultant in favour of Buyer and Buyer’s lender…”
⚠️ Receivership Sale特别注意: 法院批准的接管人出售通常以”as is where is”条件成交,Reliance Letter可能无法获得,买方必须自行委托新的ESA报告,不可依赖现有报告。
谁需要Reliance Letter?
① 买方(首要需求)
② 贷款银行(几乎所有商业贷款都要求)
③ 投资合伙人或股东(如果多方购买)
④ 日后如果转售,新买方也需要——提前获取可以降低日后交易摩擦。
AZ
Arthur Zhao
Broker · FRI · CLHMS & GUILD Elite · REAIS
📞 416-888-6161 · arthurzhao.realtor
#RelianceLetter
#Phase1ESA
#商业地产
#环境调查
#尽职调查
#CommercialRE
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