	      Category	    

买家 · Buyer

All buyer-side topics: offers, closing, viewing, condos, tax/legal, first-time, toolkit.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection

	      Buyer Toolkit & Reference	    

楼花要「交接」吗？看懂安省楼花的两次交接：临时入住 vs 最终注册

安省楼花有两次交接：先临时入住（occupancy）交occupancy fee影子房租，再等楼花注册才最终交接过户。讲清Condominium Act 1998框架、occupancy fee三项构成、与二手房交接的区别和Tarion保修起算。

	      Jun 26, 2026	    

	      Offer Strategy	    

How Long Should an Offer Stay Open? The Irrevocable Period on Ontario’s Form 100

The irrevocable period on Ontario's OREA Form 100 is set by the party making the offer, usually 24 to 72 hours. Learn what it means, who chooses it, and how too short or too long hurts buyers and sellers.

	      Jun 26, 2026	    

	      Buying	    

Should You Use an Escalation Clause in a Bidding War? How It Works & 4 Risks

In an Ontario bidding war, an escalation clause makes your offer automatically beat the highest competing bid by a fixed increment, up to a cap. How it works, RECO's position (not illegal but not endorsed), and four risks: revealing your ceiling, the appraisal gap, the proof problem, and phantom offers.

	      Jun 25, 2026	    

	      Offer Strategy	    

抢 offer 该不该用「加价条款」(Escalation Clause)？运作方式与 4 个风险

在安省抢 offer，加价条款（escalation clause）让你的出价自动超出最高对手价一个固定增量、直到封顶。详解它怎么运作、RECO 的态度（不违法但不推荐），以及暴露底价、估价缺口、虚假抬价等 4 个风险。

	      Jun 25, 2026	    

	      Closing & Conditions	    

Is Your Pre-Construction Deposit Safe? Deposit Structure & Tarion Protection (2026)

Are the tens of thousands you put down on a pre-construction home safe? A guide to deposit structure and Tarion deposit protection for condos (Condominium Act trust + up to $20,000 from Tarion) and freehold homes (up to $60,000 / $100,000), plus the new April 1, 2026 rule requiring freehold buyers to notify Tarion within 45 days.

	      Jun 25, 2026	    

	      Closing & Conditions	    

买楼花的定金安全吗？定金结构与 Tarion 定金保护（2026 新规）

买楼花交的几万定金安全吗？详解楼花定金结构、公寓与独立屋的 Tarion 定金保护额度（公寓 Condominium Act 全额信托 + Tarion 最高 2 万；独立屋最高 6 万/10 万），以及 2026 年 4 月 1 日起独立屋买家须 45 天内通知 Tarion 的新规。

	      Jun 25, 2026	    

	      Buying	    

The Home Buyer’s Deposit in Ontario: How Much, Who Holds It, What If It Fails

Buying in Ontario: how much is the deposit, who holds it, and can you get it back if the deal dies? A guide to typical GTA deposit amounts, the brokerage trust account, RECO consumer deposit insurance (up to $200,000 per claim), and what happens to the deposit on a failed deal.

	      Jun 25, 2026	    

	      Closing & Conditions	    

买房的定金（Deposit）：给多少、谁保管、deal 黄了怎么办

在安省买房，定金（deposit）给多少？由谁保管？deal 黄了能拿回吗？详解 GTA 常见定金比例、信托账户规则、RECO 消费者押金保险（最高 20 万/笔），以及成交失败时定金的去向。

	      Jun 25, 2026	    