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买家 · Buyer

All buyer-side topics: offers, closing, viewing, condos, tax/legal, first-time, toolkit.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection
Condo Buyer Guide

How to Actually Evaluate a Pre-Construction Condo (and Read “Condo Reviews” Critically)

How do you evaluate a pre-construction condo before buying, instead of being led by a glossy "condo review"? I break down builder track record via HCRA, Tarion deposit protection, maintenance-fee estimates, occupancy fees, development charges, assignment rights, and Ontario's 10-day cooling-off period. According to HCRA, every new-home builder in Ontario must be licensed and is searchable with a 10-year history.

Jun 27, 2026
Buyer Toolkit & Reference

买楼花前怎么「评估」一个项目?教你批判地读「楼花测评」

买楼花前怎么科学评估一个项目,而不是被「楼花测评」带节奏?我从 HCRA 开发商往绩、Tarion 定金保护、管理费估算、入伙费、开发费与交收成本、转让与出租权、到安省 10 天冷静期逐项拆解。According to HCRA,安省所有新房建商必须持牌,可在 Ontario Builder Directory 查 10 年往绩。

Jun 27, 2026
Buyer Toolkit & Reference

The Long-Term Case for Greater Toronto Real Estate — Honestly Argued, Headwinds Included

Does the long-term case for investing in Greater Toronto real estate still hold? I walk through the structural pillars — Greenbelt land constraint, immigration-driven population growth, and the CMHC supply gap — and stay honest about today's headwinds. According to CMHC (2025), Canada needs roughly 2.6 million additional units by 2035 to restore affordability.

Jun 27, 2026
Buyer Toolkit & Reference

为什么长期看好大多伦多地产?把「结构性逻辑」和「眼下的逆风」一起讲清楚

大多伦多地产长期投资逻辑到底成不成立?我从绿带锁地、人口与移民增长、就业基础、CMHC 供应缺口几个结构性因素拆给你看,同时诚实讲清眼下的逆风:楼花滞销、利率高企、负现金流。According to CMHC (2025),到 2035 年加拿大住房供应缺口约 260 万套。

Jun 27, 2026
Rental

Why Your Leasing Agent Asks for Documents Before Booking a Showing in the GTA

In the GTA, why does a leasing agent ask for your credit report, employment letter, and ID before a showing? Learn the OREA Form 410 package, what landlords legally can and cannot ask under Ontario's Human Rights Code, and how to build a winning application.

Jun 26, 2026
Preconstruction

Why Your New Condo Is Smaller Than the Floor Plan: How Builder Square Footage Really Works

Bought a pre-construction condo in Ontario and the unit feels smaller than the floor plan? Learn how builders measure square footage, why stated area exceeds usable area, the 2% variance rule, and whether Tarion covers floor area.

Jun 26, 2026
Viewing & Inspection

楼花面积误差:为什么交房后的实际面积和户型图对不上?

多伦多楼花交房后面积比户型图小?本文用HCRA面积计算指引和安省Condominium Act解释开发商的量法、阳台不计入、±2%误差容忍度,以及合同里该看什么、Tarion是否保面积。

Jun 26, 2026
Condo Buyer Guide

Do You ‘Close’ on a Pre-Construction Condo? The Two Closings Every Ontario Buyer Should Know

An Ontario pre-construction condo has two closings: interim occupancy (you move in and pay occupancy fees / phantom rent) and final closing when the condo registers and title transfers. See the Condominium Act 1998 framework, occupancy-fee components, closing costs and Tarion timing.

Jun 26, 2026
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