	      Category	    

Buyer Toolkit & Reference

工具与知识库：清单、术语、市场参考、综合科普。 Checklists, glossaries, market references, misc knowledge base.

买家 · Buyer 细分Buyer subtopics 工具与知识库Buyer Toolkit & Reference 交割与条件Closing & Conditions 公寓专题Condo Buyer Guide 首次 · 新移民 · 投资First-Time, Newcomer & Investing 出价策略Offer Strategy 税法与监管Tax, Legal & TRESA 看房与验房Viewing & Inspection

	      Buyer Toolkit & Reference	    

The Final Walkthrough Before Closing: An Ontario Buyer’s Pre-Closing Visit Guide

A complete guide to the final walkthrough before closing on an Ontario resale home: the OREA clause that gives buyers pre-closing visits, the best timing, a room-by-room checklist (appliances, HVAC, chattels, fixtures), and what to do if you find a problem — holdback or abatement.

	      Jul 4, 2026	    

	      Buyer Toolkit & Reference	    

Legal Non-Conforming Use in Ontario: Can You Buy a Home That No Longer Meets Zoning?

Can you buy an Ontario home that no longer meets zoning? According to the Planning Act s.34(9), a lawful existing use may generally continue. Here is how to tell legal non-conforming from illegal and how to verify it with a zoning compliance letter.

	      Jul 3, 2026	    

	      Buyer Toolkit & Reference	    

Buying Greenbelt or Agricultural Land in Ontario: What You Can Actually Build

Can you build on agricultural or Greenbelt land in Ontario? According to Ontario (PPS 2024, in force Oct 20, 2024), prime agricultural areas tightly limit new lots and homes. A broker's guide.

	      Jul 3, 2026	    

	      Buyer Toolkit & Reference	    

Shore Road Allowance: Why Your Ontario Waterfront Lot May Not Reach the Water

According to the Government of Ontario (Ministry of Natural Resources), a ~66-foot original shore road allowance often sits between a waterfront lot and the water, owned by the municipality or Crown.

	      Jul 3, 2026	    

	      Buyer Toolkit & Reference	    

Homes on Private or Seasonal Roads in Ontario: Access Rights, Maintenance & Financing

Buying an Ontario home on a private or seasonal road? According to CMHC (2026), insured mortgages require year-round access to a public road. Arthur Zhao walks you through access rights, road agreements, financing and insurance.

	      Jul 3, 2026	    

	      Buyer Toolkit & Reference	    

Buying a Propane-Heated Home in Ontario: Tanks, TSSA Rules, Costs & Insurance

Buying a propane-heated home in Ontario? Know leased vs owned tanks, TSSA's mandatory 10-year inspection (90-day fix window), operating costs vs natural gas, and insurance before you write your offer.

	      Jul 3, 2026	    

	      Buyer Toolkit & Reference	    

Before You Buy New: How to Check an Ontario Builder’s HCRA Licence

According to the HCRA, since Feb 1, 2021 every new-home builder and vendor in Ontario must be licensed, and building unlicensed is illegal. Here is how I check a builder on the Ontario Builder Directory before my clients sign.

	      Jul 3, 2026	    

	      Buyer Toolkit & Reference	    

Basement Always Damp? Before You Waterproof, Check Whether Your Yard Slopes the Right Way

A damp basement or seeping foundation may come down to lot grading. The ground should slope away from the house; a common standard is a fall of at least about 6 inches within the first 10 feet near the foundation (roughly a 5% grade), and at least 2% for hard surfaces. Here's why grading matters, how to check for a reverse slope, simple first fixes, and how to read it at a sale.

	      Jul 1, 2026	    