First-Time Home Buyers’ Tax Credit

Program
First-time home buyers may be eligible for a 15 per-cent income tax credit
for closing costs.

Details
• To assist first-time home buyers with the costs related to the purchase of a home.


• The First-Time Home Buyers’ Credit (FTHBC) provides a 15 percent credit on a maximum of $5,000 of home purchase costs (e.g. legal fees, land transfer taxes, etc.), meaning maximum tax relief of $750.


• Applicable to first-time buyers purchasing a home closing after January 27, 2009.


• The FTHBC is claimable for the taxation year in which the home is acquired.

• An individual will be considered a first-time home buyer if neither the individual nor the individual’s spouse or common-law partner owned and lived in another home in the calendar year of the home purchase or in any of the four preceding calendar years.

Source: trebhome.com-http://www.trebhome.com/files/homeownership/govprog_first_time_home_buyer.pdf

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