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Preconstruction

Closing & Conditions

How Tarion New Home Warranty Works in Ontario: From PDI to Filing a Claim

How does Tarion new home warranty work in Ontario? Understand the 1-, 2-, and 7-year coverage, the PDI, the 30-day and year-end forms, MyHome claim timelines, and delayed-occupancy compensation. A broker's plain-English guide.

Jun 8, 2026
Buyer Toolkit & Reference

Buying Pre-Construction in Ontario: 7 Things to Watch Out For Before You Sign

Buying a pre-construction condo in Ontario? Know your 10-day cooling-off period, 15-20% staged deposits, occupancy fees, development charge caps, and Tarion deposit protection before signing. A broker's real-world guide.

Jun 8, 2026
Closing & Conditions

Ontario’s Tarion New Home Warranty: What 1, 2, and 7-Year Coverage Means

Every new freehold home and new condo in Ontario carries a mandatory Tarion warranty. Here's what the 1-, 2-, and 7-year tiers cover, the deposit-protection caps, delayed-closing/occupancy compensation, what's excluded, the statutory claim forms, and how the HCRA now licenses builders separately from Tarion.

Jun 7, 2026
Closing & Conditions

Interim Occupancy Fees on Pre-Construction Condos: The Phantom Rent Explained

On an Ontario pre-construction condo, you move in at occupancy but only take title at final closing. In between you pay an interim occupancy fee. Under the Condominium Act 1998 s.80(4) it equals interest on the unpaid balance + estimated taxes + projected common expenses — it builds no equity. Here's how it's calculated and how to budget.

Jun 7, 2026
Preconstruction

Preconstruction: Should You Close or Assign? Ontario’s 2026 HST Changes the Math

Closing vs Assignment for Ontario preconstruction: assignment fees, HST on premium, $130K enhanced rebate eligibility, decision framework for 2026.

May 17, 2026
Condo Buyer Guide

Toronto Condo Buyer’s Playbook: Floor, Orientation, Layout & Fees Decoded

Toronto condo guide: pick the right floor (1/3-2/3 height), orientation (SE > N > W), avoid pool-adjacent units. 6 dimensions + real pricing.

May 17, 2026
Closing & Conditions

Ontario Pre-Construction Final Closing: Complete Process & Pitfall Guide

The complete Ontario pre-construction closing roadmap: from PDI inspection and Tarion warranty to Interim Occupancy and Final Closing — with timelines, closing-cost breakdowns, and the traps that catch first-time buyers. Arthur Zhao's practical guide.

May 16, 2026
Buyer Toolkit & Reference

How to Cancel a Preconstruction Contract in Ontario: 4 Legal Exits (2026)

Cancelling a preconstruction condo or home in Ontario: the 10-day cooling-off period, Tarion forced refunds (Early Termination Conditions, Outside Occupancy Date), Assignment sales, and the cost of default.

May 15, 2026
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