Rental

Ontario Lease Guarantors: How Far Does Your Liability Really Go — Even After the Lease Renews?

An Ontario lease guarantee is a contract: whether it covers rent or all damage, whether it survives the switch to month-to-month, and whether you can exit all turn on the wording. The LTB can't order a guarantor to pay — the landlord must first fix the tenant's liability, then sue you in court.

Fleeing Domestic Violence as an Ontario Tenant: How Form N15 Ends Your Lease in 28 Days

Since 2016 (Bill 132, adding RTA ss. 47.1–47.4), an Ontario tenant who fears sexual or domestic violence can end a lease early with the LTB's Form N15: at least 28 days' notice, a termination date that need not fall on the last day of the term, and either a signed Tenant's Statement (no details required) or a court order issued within the past 90 days. The landlord must keep everything confidential — fines up to $50,000 (individual) or $250,000 (corporate). This guide covers eligibility, the filing steps, the two document routes, confidentiality, joint tenancies, and 24/7 help lines. Verified 2026-07-30.

Tenant Broke the Lease Early? What Ontario Landlords Must Do Under the Duty to Mitigate

When an Ontario tenant breaks a lease and moves out early, how much rent can a landlord recover? A clear guide to the RTA section 16 duty to mitigate, reasonable efforts to re-rent, the LTB Form L10, the one-year deadline, and how the last month's rent deposit applies.

Tenant Insurance Isn’t About Your Furniture: What It Really Covers, What It Costs, and Why Landlords Want It

Tenant insurance isn't really about your stuff. The coverage that can save you is liability — for water damage to the unit below, a fire, or a dog bite. Here is how the three coverages work, what it costs in Ontario, and the roommate, vacancy and lease traps that catch newcomers and students.

Locked Out by Your Landlord in Ontario? A Tenant’s Guide to the T2 and What You Can Recover

In Ontario, a landlord who changes your locks, shuts off your utilities, or removes your belongings is committing an illegal lockout (self-help eviction) — banned by the RTA. From the tenant's side: how to file the LTB T2, what evidence to gather, what remedies you can win (re-entry, rent abatement, out-of-pocket costs, fines), and the one-year deadline.

Filing Rental Income Tax with CRA Form T776: What Landlords Can Deduct, and Why Claiming CCA Depreciation Can Backfire

Rental income in Ontario is filed on CRA Form T776 (Statement of Real Estate Rentals): gross rent minus deductible expenses equals net rental income. Deductibles include interest (interest only, not principal), property tax, insurance, repairs, management fees and more, by CRA line number. Repairs (current expenses) are fully deducted the year you pay them; renovations and improvements (capital expenses) are depreciated over years through CCA — a rental building is Class 1 at 4%. CCA is optional, cannot create a rental loss, and triggers recapture on sale — and can void the 45(2) principal-residence exemption on a home you moved out of and rented.

How to Price a Rental Listing in the GTA: Too Low vs. Too High, and the Real Cost of Vacancy

How GTA landlords should price a rental: using leased comps (not active listings), the weekly carrying cost of an overpriced unit, pricing slightly under to win competition and a better tenant, and how rent control makes your starting rent a multi-year decision.

Rooming Houses & Multi-Tenant Homes in Toronto: Licensing, Fire Code, and the 2024 Rules

A guide to Toronto rooming / multi-tenant houses: city-wide legalization on March 31, 2024 (Municipal Code Ch. 575), the mandatory operator licence ($27.04/room + $162.24 inspection), up to 6 rooms city-wide (12 or 25 in some old-Toronto zones), a Fire Safety Plan for more than four tenants, fines up to $100,000 for operating unlicensed, and that tenants keep full RTA protection. Source: City of Toronto (2024).