Market Data

What the High-Interest-Rate Era Taught Canadian Homebuyers

From the 2022 rate hikes to the 2025 cuts, Canada's mortgage rates went full circle. A Toronto broker's five real lessons: the stress test, the renewal wave, fixed vs variable, and why your buffer matters more than the headline rate.

Shadow Inventory in Toronto’s Condo Market: The Supply You Don’t See

Beyond the condos listed on MLS, Toronto's market carries a large pool of “shadow inventory”: unsold pre-construction units, developer-held stock, completed-but-unlisted condos, and investor units waiting to list. Here's what it means, how big it is, how it differs from active listings, and what 2026 buyers and sellers should understand.

The Rate Cycle in Review: From 5% to 2.25%, Three Lessons for Buyers

The Bank of Canada's policy rate raced from near-zero in 2022 to about 5% in 2023, then eased back to 2.25% and held there into 2026. Here's a review of the cycle and three practical lessons for homebuyers.

Are You Ready to Buy in Toronto 2026? 5-Step Framework: Rates, Unemployment, Immigration

Bank of Canada rate trajectory, Canada's structural unemployment shift, and IRCC immigration quotas — three macro indicators plus two personal indicators. Complete self-assessment framework.

TeraIntelligence Data Spotlight: The average house price in Toronto dropped by 6.3% since November 2022

AZ REAL ESTATE Key Insights: Arthur Zhao · AZ Real Estate Team 1 Key Insights: From November 2022 to October 2023: The total value of sales…

多伦多市场参考数据汇总

AZ REAL ESTATE Arthur Zhao · AZ Real Estate Team 重点是看他们不同的角度，加上自身的理解 Treb 每月/季度/每年对市场的分析 https://trreb.ca/index.php/market-news CREA 每个月的数据…

Federal Budget 2023 – Housing Measures

AZ REAL ESTATE Arthur Zhao · AZ Real Estate Team The federal government has tabled the 2023 Budget titled “ A Made-in-Canada Plan .” This budget is…