Market Data

The 4 ‘Speculation’ and Vacancy Taxes Every GTA Buyer Must Know: NRST 25%, Toronto MNRST 10%, the UHT, and the Foreign-Buyer Ban

What people loosely call Ontario's 'speculation tax' is really five separate things: Ontario NRST (25%), Toronto's MNRST (10%), the federal Underused Housing Tax (1%), Toronto's 3% Vacant Home Tax, and the federal foreign-buyer ban. Here is who pays each, current 2025 rates, filing dates, and rebates — with sources.

When Is the Best Time to Buy a Home in the GTA?

When is the best time of year to buy a home in the GTA? A breakdown of seasonality (busy spring, quiet winter), sales-volume cycles and the Bank of Canada rate cycle — plus what matters more than picking a month.

Average vs Median vs HPI: How to Read GTA Home Prices

Why can TRREB's headline “average sale price” mislead you? A clear guide to average, median and the MLS HPI benchmark — how each is calculated and which one to trust when reading GTA price trends.

How Canada’s Alto High-Speed Rail Could Affect Home Values Along the Corridor

Alto (formerly HFR) links Toronto to Quebec City via Peterborough and Ottawa. A measured look at how rail access may affect home values on a long timeline.

How Housing Starts Shape Home Prices

Housing starts are a supply-side leading indicator for home prices. Using CMHC's latest data, see how the starts-to-completions pipeline moves GTA prices.

Best Time of Year to Buy or Move in the GTA: The Seasonal Rhythm

When is the best time to buy or move in the Greater Toronto Area? A breakdown of the GTA market's seasonal rhythm — busy spring, slower summer, a fall second window, and quiet-but-steady winter — so you can pick by your needs.

“0.7% Vacancy” Is Over: The Real State of GTA Rental Vacancy

Is GTA rental vacancy still 0.7%? The latest CMHC data shows vacancy has clearly risen and rent growth has slowed sharply — and what that means for both tenants and landlords.

Toronto vs Major US Cities: How Housing Costs Compare

The honest answer has two layers. On the sticker price, Toronto is not as extreme as the top US coastal markets: according to CREA (2026), the average Greater Toronto Area (GTA) home sold for about C$1.07 million in May 2026 (roughly US$760,000 at about 1 USD = 1.40 CAD); meanwhile, according to NAR