Category

Rental

Rental

How Ontario’s Last Month’s Rent Deposit Really Works: One Month Max, Interest Owed, Not a Damage Deposit

In Ontario, a landlord can only collect a last month's rent deposit (at most one month for monthly tenancies), usable only for the final month's rent — not as a damage deposit. Landlords must pay annual interest equal to the rent-increase guideline, which is 2.1% in 2026. Here's how much can be collected, how interest works, what's illegal, and what to do if an illegal deposit was taken.

Jun 12, 2026
Rental

What Are You Actually Signing in an Ontario “Agreement to Lease”? And How It Relates to the Standard Lease

In Ontario, agents typically use OREA's Agreement to Lease to get a tenant and landlord to a deal, and it's legally binding once accepted. But per Ontario rules, most residential tenancies must also use the government Standard Lease, which the landlord must provide within 21 days of the tenancy starting. Here's how the two relate, the deposit rules, and a pre-signing checklist.

Jun 12, 2026
Rental

When Your Ontario Fixed-Term Lease Ends, Do You Have to Move? Understanding Security of Tenure

What happens when an Ontario one-year fixed-term lease ends? Per the Residential Tenancies Act, 2006, s.38, a fixed term that isn't renewed or terminated automatically becomes a month-to-month tenancy on the same terms. Tenants need sign nothing to stay, and landlords can't evict merely because the term ended. Here's how security of tenure works.

Jun 11, 2026
Rental

Ontario’s N11 Agreement to End Tenancy: How Landlords and Tenants Part Ways the Right Way

Ontario's N11 is a mutual, voluntary agreement between landlord and tenant to end a tenancy. Per the Landlord and Tenant Board (LTB), both must sign freely, neither can be forced, and an N11 signed at the same time as the lease is void. Here are the rules, the difference from an N12, and what each side should watch for.

Jun 11, 2026
Rental

Short-Term Renting During the 2026 World Cup in Toronto: The Rules Before You Cash In

Toronto hosts 6 World Cup matches (June 12–July 2, 2026) and short-term rental demand is surging. But STR must be your principal residence, registration costs $390, entire-home rentals cap at 180 nights/year, and you collect 8.5% MAT. Here's the line for hosts and tenants.

Jun 10, 2026
Rental

How Ontario Landlords Legally Raise Rent: Guideline, N1/N2 Notices, and Exemptions Explained

Ontario's 2026 rent increase guideline is 2.1%. Learn how landlords must use N1 or N2 notices, the 90-day rule, 12-month rule, post-Nov 2018 exemptions, and above-guideline (AGI) applications.

Jun 9, 2026
Rental

Rental Move-In Inspection: What to Check When Renting a House in Ontario

Renting a house in Ontario? A complete move-in inspection checklist: standard lease, condition documentation, utility transfers, deposit rules (no damage deposits!), smoke and CO alarms. By Arthur Zhao.

Jun 8, 2026
Rental

Rent or Buy in the GTA in 2026? A Framework That Uses Numbers, Not Slogans

In 2026 the GTA average price is around $1.05M, the average one-bedroom rent about $2,246/month, and the policy rate 2.25%. Here's a rational rent-vs-buy framework — no fear-selling, just the math.

May 31, 2026
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